WHAT IS A FOUR POINT HOME INSPECTION?
A four-point home inspection typically involves a thorough assessment of key components in your home, primarily focusing on the roof, electrical system, plumbing system, and the heating, ventilation, and air conditioning (HVAC) system. These critical systems in your home have varying but somewhat predictable lifespans, and the main focus of a four-point inspection is to gather information related to these aspects. However, the inspection goes beyond just assessing system life expectancies. It also considers factors such as the type of wiring used in the house and the equipment manufacturers. Furthermore, we look for any signs of equipment or system failures. The resulting report serves as a guide for homeowners, identifying areas that require attention to secure the necessary insurance coverage.
Typically, insurance companies request this inspection for older homes.
WHAT A FOUR POINT INSPECTION IS NOT
A four-point home inspection should not be confused with a comprehensive pre-purchase or pre-sale home inspection, which offers a more in-depth examination of a property. The four-point inspection primarily fulfills the insurance carrier’s requirements regarding specific home systems but does not provide the comprehensive information needed to make an informed decision when buying or selling a home. You may want to explore our discounted rates for combining different types of inspections.
Additionally, it does not guarantee insurance qualification, insurability of the home, exemption from other certifications or inspections by the carrier, or the absence of necessary repairs after the inspection. Alliance Home Inspector operates independently and is not affiliated with or influenced by any insurance company.
